Pre-Medicare Eligible Retiree
Planning for Your Healthcare Future
Explore benefits and resources tailored for pre-Medicare eligible retirees. Stay informed and prepared to make the most of your healthcare options as you transition into retirement.
Pre-Medicare Eligible Retirees
The information listed below is intended for Pre-Medicare Eligible Retirees only
Welcome to the City of Racine’s Benefits Information page for Pre-Medicare Eligible Retirees! This page will have information you will find helpful while enrolled in the benefits through the City of Racine.
Health Insurance Premium Information
The Medicare Part B reimbursement will be capped at $135.50 per month for retirees, retiree spouses, and retiree widow/widowers. The quarterly reimbursement amount is $406.50.
If your health premium amount is higher than the reimbursement, you will be invoiced for the balance. If you have a balance;
The 1st quarter invoice would arrive in February and will be due in March.
The 2nd quarter invoice will arrive in May and will be due in June.
The 3rd quarter invoice will arrive in August and will be due in September.
The 4th quarter invoice will arrive in November and will be due in December.
If you wish to pay for the year, please contact Human Resources at 262-636-9175.
If your health premium is less than the Medicare Part B reimbursement, you will be provided the balance into your direct deposit account. Medicare Part B reimbursements will be provided quarterly at the end of March, June, September, and December.
If you do not have a direct deposit account set – up with the City, please use the “Payroll Direct Deposit Form”, which is listed below, and mail the form to the Human Resources Department. The address for the Human Resources Department is; City Hall – Human Resources, RM 204, 730 Washington Avenue, Racine, WI 53403.
United Healthcare Medical Insurance
The City of Racine has one medical insurance plan called the 06A High Deductible Health Plan. It is a Preferred Provider Option (PPO) Plan which is administered by United Healthcare. The links below will provide an explanation of this plan.
Learn more about United Healthcare’s Services:
Health4Me Phone App
Understanding Preventative Care
Why Preventative Care is Important
United Healthcare’s Health and Wellness Resources
How to Look Up an In-Network Provider
Helping You to Be More in Control of Your Health, Time and Money
Preventative Care Guidelines
Virtual Visits Member Flier
CVS Caremark
Through CVS’s phone app or website, you can access information such as the formulary (updated quarterly), time-saving tools such as finding a pharmacy and managing delivery by mail, money spent on prescriptions and where there might be savings opportunities, and refilling prescriptions. Visit the links below to learn more about this information.
Health Savings Account (H.S.A)
A Health Savings Account (H.S.A) is a tax beneficial savings account that can be used in conjunction with a qualified High – Deductible Health Plan. The funds put into an H.S.A. may be used on future, eligible health care expenses without any taxation. To learn more information about a Health Savings Account please visit the links below.
HSA Introductory Presentation
HSA Overview
Understanding a Health Savings Account
HSA Powerpoint Presentation
HSA Guide
HSA Limits for Spouses
Adult Children and HSA's
Educator's Credit Union - HSA Information
Educator's Credit Union - City of Racine Welcome
HSA Frequently Asked Questions
Turning 65 and the HSA
Health & Wellness Center
One of the benefits to having the health insurance is that you and your dependents have access to a Health and Wellness Center. For more information about the services provided by the Health and Wellness Center, please view the information listed below.
Health and Wellness Center Services
Standard Lab Services Provided by the Health and Wellness Center
Wellness Program
Another benefit to having the health insurance is that you qualify for the City of Racine’s Wellness Program.
