Health Insurance for Active Employees

It’s easier to get pet insurance plans now that UnitedHealthcare has teamed up with Figo Pet Insurance. Choose from customized care plans – designed to help take good care of your dog or cat if unexpected injuries and illnesses occur – including the deductible and reimbursement levels that best meet your needs, as well as optional add-ons like dental coverage. All City of Racine employees are eligible to enroll in pet insurance, and you can enroll at any time throughout the year. For more information on how to select your preferred coverage, what the cost of selected coverage will be, how to enroll, and the pharmacy discount card please see the fliers below.

Effective the first day of the month following your date of hire, you are eligible to be covered by the City of Racine’s dental insurance plan. The City of Racine has two plans which are administered by MetLife. They are a Basic Dental Plan and an Advanced Dental Plan. The links below will provide an explanation of both plans.

If you are enrolled in one of the health insurance plans, the City of Racine will pay for a Basic employee only plan for you.  You can upgrade coverage to include your family members or to move to the Advanced plan.  If you do not wish to enroll in a health insurance plan, you can still enroll in a dental plan, but the City of Racine will not make any contributions for you.

Effective the first day of the month following your date of hire, you are eligible to participate in the City of Racine’s Vision plan. There is one plan and it is administered by Superior Vision. The link below will provide an explanation of the plan.

The City of Racine offers a flexible spending account which is administered by United Healthcare. A flexible spending account (FSA) is a special account that lets you set aside money, before it is taxed, to help pay for eligible health care and/or dependent care expenses.

Note: You cannot have a Medical H.S.A and a Medical F.S.A.

Effective the first day of the month following 30 days after your date of hire, you are eligible for life insurance with the City of Racine. One unit of life insurance is equal to your annual salary. The City of Racine pays the cost of one unit of life insurance for you. You can add additional units up to a total of 5 including the one the City of Racine pays for. You can also add up to two units of spouse and dependent life insurance. One unit is worth $10,000 for a spouse and $5,000 for a dependent and two units would be worth $20,000 for a spouse and $10,000 for a dependent.

The City of Racine offers a Deferred Compensation Plan otherwise known as a 457(B) plan. It’s a voluntary retirement account that you can put money into. There are three vendors to choose from:

The Employee Health and Wellness Center run by Ascension Wisconsin is available to you and your dependent(s) if enrolled in the medical insurance. The Employee Health and Wellness Center provides accessible health and wellness resources that improve the well-being of our employees and their dependent(s). It provides comprehensive services including clinic visits, health coaching, and preventative exams and health screenings. Each non-preventative office visit costs $25.00. For more information about the Employee Health and Wellness Center and the services that they provide, please see the fliers below.

Health and Wellness Center Phone Number: 262-687-5565

Another benefit to having the health insurance is that you qualify for the City of Racine’s Wellness Program. Employees and retirees receive $200 and spouses and retiree spouses receive $100 for completing the wellness incentive program. For more information about the program, click the link below.

The City of Racine offers an Employee Assistance Program (EAP). The EAP program provides free problem assessment, short term counseling referral and follow-up for you and your family. All contacts with the EAP are strictly confidential.

All employees (regardless if enrolled in City’s health insurance) are eligible to use the EAP starting in 2022.

The City of Racine cares about you and your career development within our organization, which is why we have partnered with Bakertilly Vantagen to administer a Student Loan Repayment Program. The Student Loan Repayment Program, administered by Bakertilly Vantagen, helps assist you with the financial burden of the education that you have received. Non City of Racine residents can receive up to $1,200 per year towards student loan repayments, and City of Racine residents can receive up to $2,400 per year towards student loan repayments. To learn how to enroll in the Student Loan Repayment Program through Bakertilly Vantagen, see the informational fliers and website below.

The Racine Financial Empowerment Center (FEC) provides free one-on-one professional financial counseling for all non-union City of Racine employees. Some services provided are helping individuals review expenses and budgeting, preparing for home ownership, car loans, and education, helping with increasing your credit score, and tackling debts and collections. For more information about the FEC, please see the FEC website and information flier below.

Edvest 529, Wisconsin’s official college savings plan, is available to all City of Racine employees as an employee benefit. If you’re familiar with 401(k) or 403(b) retirement plans, Edvest 529 is similar, but it’s used to save for higher education. With no minimum contribution requirement when contributing by payroll direct deposit ($25 if using another contribution method), low fees, and a state tax deduction for Wisconsin taxpayers, Edvest 529 makes saving affordable. Parents, grandparents, or anyone can save for a loved one’s future education or even their own ongoing training. Funds can be used to pay for expenses such as tuition, certain room & board, books, and computers at universities, colleges, technical colleges, professional schools, and graduate programs. Make the most of your savings by contributing to your account regularly. Any earnings have the opportunity to grow tax-deferred and withdrawn state and federal tax-free when used for qualified education expenses. Wisconsin residents who contribute to an Edvest 529 account may be eligible for a state tax deduction. For more information about Edvest 529, please see the fliers below.

The City of Racine partners with Aflac, who provides voluntary supplemental insurance to employees. Aflac helps with expenses health insurance does not cover, providing options such as Short-Term Disability and Accident insurance. Employees are responsible for the costs of any insurance(s) purchased through Aflac. To view Aflac’s website and to learn more information about what is offered, please see the links listed below.

4C For Children helps assist you in evaluating your child care options and selecting a child care program that meets the needs of your family. For more information on this resource, see the flier below.

UnitedHealthcare creates and publishes the Machine-Readable Files on behalf of the City of Racine. To link to the Machine-Readable Files, please click on the URL provided: